Key figures in 2015

Balance sheet € million 2015/2014
Total on-balance sheet assets 208,628 27.7
Loans and advances to customers 153,425 29.4
On-balance sheet customer funds 131,489 39.2
Shareholders’ funds 12,275 20.1
Income statement (solid results)    
Net interest income 3,203 41.7
Net attributable profit 708.4 90.6
Non-performing loans    
Non-performing loans 12,344 -22.4
Coverage ratio (%) 53.6 4.2
Solvency (capital at comfortable levels) (%)    
CET1 phase-in por above regulator’s requirements 11.5 (>9.25)  
CET1 fully loaded 11.4  
Liquidity (%)    
Loan to deposits (LTD) ratio 106.50