Balance sheet management
Banco Sabadell is the bank that improved its NPL ratio the most and ranks second in terms of the reduction in problematic assets.
NPL ratio 13.6% NPL ratio 6.1%
Reduction in doubtful balances, excl. TSB
€ billion
€ billion
At the end of 2015, after two years of faster-than-expected revenue growth, the Triple Plan targets for the reduction in doubtful balances and for total problematic assets were increased.
Reduction in problematic asset exposure, excl. TSB
€ billion
€ billion
At 2016 year-end, the reduction in doubtful exposures and in problematic assets amply exceeded the revised targets of the Triple Plan.
Outstanding loan volumes increased in a context of growing competition.
Good performance by customer funds on the balance sheet, particularly demand accounts.
Good performance by customer funds on the balance sheet, particularly demand accounts.
Exposure to problematic assets has been reduced by €7,400 million over the last three years, amply exceeding the goals of the Triple Plan.