Key figures in 2016
| Balance sheet | € million | 2016/2015 |
|---|---|---|
| Total on-balance sheet assets | 212,508 | 1.9 |
| Customer loans | 150,095 | -2.2 |
| On-balance sheet customer funds | 133,457 | 1.5 |
| Own funds | 12,926 | 5.3 |
| Earnings (solid results) | ||
| Net interest income | 3,838 | 19.8 |
| Attributable income | 710.4 | 0.3 |
| Doubtful exposures | ||
| Doubtful exposures | 9,746 | -22.4 |
| Coverage ratio (%) | 51.5 | -3.7 |
| Capital adequacy (comfortable) (%) | ||
| CET1 phase-in above regulatory requirements | 12.0 (>9.25) | |
| CET1 fully loaded | 12.0 | |
| Liquidity (%) | ||
| Loan-to-deposit (LTD) ratio | 105.1 | |