Main figures
In this section you can download Banco Sabadell Group’s financial data.
- Financial data 2Q22 605.0 KB
- Financial data 1Q22 604.0 KB
- Financial data 4Q21 1449.0 KB
- Financial data 3Q21 1822.0 KB
| 30.06.21 | 30.06.22 | Change (%) | |
|---|---|---|---|
| Profit and loss account (€M) | |||
| Net interest income | 1,685 | 1,757 | 4.2 |
| Core revenue | 2,395 | 2,486 | 3.8 |
| Gross operating income | 2,357 | 2,507 | 6.4 |
| Pre-provisions income | 845 | 1,067 | 26.3 |
| Attributable net profit | 220 | 393 | 78.1 |
| Balance sheet (€M) | |||
| Total assets | 250,120 | 257,229 | 2.8 |
| Performing gross loans | 152,515 | 158,144 | 3.7 |
| Gross loans to customers | 158,038 | 163,814 | 3.7 |
| On-balance sheet funds | 179,990 | 185,315 | 3.0 |
| Of which: Customer funds | 157,345 | 163,391 | 3.8 |
| Off-balance sheet customer funds | 40,736 | 38,831 | -4.7 |
| Funds under management | 220,726 | 224,146 | 1.5 |
| Net equity | 12,673 | 13,051 | 3.0 |
| Shareholders' equity | 13,120 | 13,524 | 3.1 |
| Profitability and cost-to-income ratios (%) | |||
| ROA | 0.17 | 0.31 | |
| RORWA | 0.50 | 0.95 | |
| ROE | 3.10 | 5.70 | |
| ROTE | 3.88 | 7.04 | |
| Cost / income (excl. amortisation) | 53.73 | 46.91 | |
| Risk management | |||
| Non-performing exposures (€M) | 5,995 | 5,714 | -4.7 |
| Total problematic assets (€M) | 7,365 | 6,991 | -5.1 |
| NPL ratio (%) | 3.58 | 3.31 | |
| NPL coverage ratio (%) | 56.35 | 55.28 | |
| Problematic assets coverage (%) | 52.80 | 52.32 | |
| Capital management | |||
| Risk weighted assets (RWA) (€M) | 80,989 | 80,524 | -0.6 |
| Common Equity Tier 1 phase-in (%) | 12.3 | 12.6 | |
| Common Equity Tier 1 fully-loaded (%) | 12.0 | 12.4 | |
| Tier 1 phase-in (%) | 14.4 | 14.7 | |
| Total capital ratio phase-in (%) | 16.7 | 17.1 | |
| Leverage ratio phase-in (%) | 5.4 | 4.5 | |
| Liquidity management | |||
| Loan to deposits ratio (%) | 97.5 | 97.4 | |
| Other data | |||
| Branches | 1,918 | 1,525 | |
| Employees | 21,095 | 18,975 |
See alternative performance measures glossary below for key financial ratios' definitions.
Results presentation
In this section you can download Banco Sabadell Group’s quarterly results presentations.
- 2Q22 Results Presentation 736.0 KB
- 1Q22 Results Presentation 809.0 KB
- 4Q21 Results Presentation 1039.0 KB
- 3Q21 Results Presentation 834.0 KB
Quarterly and half-yearly financial reports
In this section you can download Banco Sabadell Group’s quarterly financial and half-yearly reports and other historical financial information.
- Half-yearly additional financial accounts - June 2022 2938.0 KB
- 2Q22 Financial Report 950.0 KB
- 1Q22 Financial Report 948.0 KB
- 4Q21 Financial Report 962.0 KB
- 3Q21 Financial Report 1009.0 KB
Annual reports
In this section, you can download Banco Sabadell’s latest annual report and other legal reports.
The regulated information for 2020 consists of the Spanish versions of the individual and consolidated annual financial reports prepared following the ESEF regulation.
Pillar III disclosure
In this section you can download Banco Sabadell Group’s Pillar III disclosure reports and TSB’s Significant Subsidiary Disclosures.
- 2Q22 report 464.0 KB
- 1Q22 report 185.0 KB
- Annual report 2021 5242.0 KB
- TSB Large Subsidiary Disclosures 2021 1751.0 KB
- Annual report tables 2021 623.0 KB
- 3Q21 report 187.0 KB
Solvency and financial condition reports (SFCR) for Group’s insurance companies
In this section you can download the solvency and financial condition reports (SFCR) for Banco Sabadell Group’s insurance companies.
Alternative performance measures
In this section you can download the glossary of alternative performance measures.
- Alternative performance measures 169.0 KB
Other presentations
In this section you can download other additional presentations.
Public offerings and admission to trading
In this section you can download documentation related to Banco Sabadell Group’s public tender offers:
For more information on fixed income issues, refer to the Fixed income investors section.
Take over bids
In this section you can download the shares public tender offers of Banco Sabadell Group:
TSB public tender offer documentation
In this section we provide historical information on the public offer to acquire all of the shares of TSB Banking Group plc.
- TSB acquisition significant event 85.0 KB
- RNS - Process of compulsory acquisition of 100% completed 30.0 KB
- TSB 1H2015 Results 181.0 KB
TSB historial financial information
In this section you can download TSB Banking Group’s historical financial, acquisition related and regulatory information and access other results and official market announcements from June 2014 to the time of the acquisition by Banco Sabadell. To access the latest financial information and press releases please go to TSB Banking’s Group corporate website.
Metrovacesa, S.A. shares Public Tender Offer documentation
Historical information of prospectus related to Metrovacesa, S.A. shares Public Tender Offer documentation (01.04.2013).
Banco Atlántico, S.A. shares Public Tender Offer documentation
Historical information of CNMV Prospectus - Banco Atlántico, S.A. shares Public Tender Offer (03.02.2004).
Average period of payment to suppliers
As established in the second final provision of Law 31/2014, of 3 December, amending Law 15/2010, of 5 July, which amended Law 3/2004, of 29 December, establishing measures to combat late payments in commercial transactions, listed companies are obliged to expressly disclose, in the notes to their annual financial statements and on their website, the average lag with which they pay their suppliers.
In connection with this disclosure obligation, at 2021 year-end, the average period of payment to suppliers was 11 days for Banco de Sabadell, S.A. and 27 days for the Banco Sabadell Group, below the maximum legal period of 60 days established by this Law.