Main figures
In this section you can download Banco Sabadell Group’s financial data.
- Financial data 2Q25 524.0 KB
- Financial data 1Q25 517.0 KB
- Financial data 4Q24 556.0 KB
- Financial data 3Q24 569.0 KB
| 31.06.24 | 31.06.25 | Change (%) | |
|---|---|---|---|
| Profit and loss account (€M) | |||
| Net interest income | 2,493 | 2,425 | -2.7 |
| Core revenue | 3,168 | 3,119 | -1.5 |
| Gross operating income | 3,061 | 3,214 | 5.0 |
| Pre-provisions income | 1,546 | 1,704 | 10.2 |
| Atributable net profit | 791 | 975 | 23.3 |
| Balance sheet (€M) | |||
| Total assets | 244,328 | 252,373 | 3.3 |
| Performing gross loans | 155,164 | 160,806 | 3.6 |
| Gross loans to customers | 160,532 | 165,075 | 2.8 |
| On-balance shett funds | 200,944 | 211,387 | 5.2 |
| Of which: Customer funds | 163,169 | 168,229 | 3.1 |
| Off-balance sheet customer funds | 43,574 | 49,318 | 13.2 |
| Funds under management | 206,742 | 217,547 | 5.2 |
| Net equity | 14,398 | 14,491 | 0.6 |
| Shareholders' equity | 14,820 | 14,996 | 1.2 |
| Profitability and cost-to-income ratios (%) | |||
| ROA | 0.65 | 0.78 | |
| RORWA | 1.97 | 2.40 | |
| ROE | 10.82 | 12.73 | |
| ROTE | 13.06 | 15.29 | |
| Cost/income (excl. amortizació) | 48.27 | 46.99 | |
| Risk management | |||
| Non-performing exposures (€M) | 5,439 | 4,292 | -21.1 |
| Total problematic assets (€M) | 6,341 | 5,065 | -20.1 |
| NPL ratio (%) | 3.21 | 2.47 | |
| NPL coverage ratio (%) | 59.71 | 66.61 | |
| Problematic assets coverage (%) | 59.30 | 59.94 | |
| Capital management | |||
| Risk weighted assets (RWA) (€M) | 80,071 | 79,212 | -1.1 |
| Common Equity Tier 1 phase-in (%) | 13.48 | 13.62 | |
| Common Equity Tier 1 fully-loaded (%) | 13.48 | 13.56 | |
| Tier 1 phase-in (%) | 15.67 | 17.09 | |
| Total capital ratio phase-in (%) | 18.54 | 19.38 | |
| Leverage ratio phase-in (%) | 5.23 | 5.37 | |
| Liquidity management | |||
| Loan to deposits ratio (%) | 95.9 | 95.9 | |
| Other data | |||
| Branches | 1,382 | 1.340 | |
| Employees | 19,015 | 18,920 |
See alternative performance measures glossary below for key financial ratios' definitions.
Results presentation
In this section you can download Banco Sabadell Group’s quarterly results presentations.
- 2Q25 Results Presentation 531.0 KB
- 1Q25 Results Presentation 492.0 KB
- 4Q24 Results Presentation 838.0 KB
- 3Q24 Results Presentation 613.0 KB
Quarterly and half-yearly financial reports
In this section you can download Banco Sabadell Group’s quarterly financial and half-yearly reports and other historical financial information.
- Half-yearly additional financial accounts - June 2025 981.0 KB
- 2Q25 Financial Report 747.0 KB
- 1Q25 Financial Report 834.0 KB
- 4Q24 Financial Report 1013.0 KB
- 3Q24 Financial Report 968.0 KB
Annual reports
In this section, you can download Banco Sabadell’s latest annual report and other legal reports.
Pillar III disclosure
In this section you can download Banco Sabadell Group’s Pillar III disclosure reports and TSB’s Significant Subsidiary Disclosures.
- 1Q25 Report 366.0 KB
- Annual report 2024 17747.0 KB
- TSB Large Subsidiary Disclosures 2024 2051.0 KB
- Annual report tables 2024 905.0 KB
- 3Q24 Report 260.0 KB
- 2Q24 ESG Risks Disclosure 2078.0 KB
Solvency and financial condition reports (SFCR) for Group’s insurance companies
In this section you can download the solvency and financial condition reports (SFCR) for Banco Sabadell Group’s insurance companies.
Alternative performance measures
In this section you can download the glossary of alternative performance measures.
- Alternative performance measures 33.0 KB
Other presentations
In this section you can download other additional presentations.