Social Housing Management 1

Cabecera Banc de Sabadell


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Social Housing Management


Since its creation in 2015, Sogeviso, a subsidiary of Banco Sabadell, has been managing the complex issue of social housing for its vulnerable customers, in order to responsibly address situations of social exclusion and the loss of a primary residence following mortgage enforcement proceedings. It is also responsible for dealing with the impact that this situation can have on the Bank, through interactions with customers, the government and social organisations.

- Social Housing Management Model:

Through an innovative Social Impact programme, a social/affordable rent is offered, and the customer is granted the possibility of adhering to a support plan. This management model also contemplates the possibility of participating in an employability programme (JoBS) in collaboration with public and private companies and since 2021 a programme aimed at bridging the digital divide.

Figures (Data as of 31/12/2023 and accumulated since 2016)

+23,000 families assisted with social or affordable rental
+8,500 families have participated in the social support programme
+2,300 people have found work thanks to JoBS
+4,700 families have improved their socio-economic situation

- Recognitions:


On 24 March 2021, Sogeviso became the first Spanish social housing management company to obtain the prestigious international B-Corp certification. This certificate attests Sogeviso’s social and environmental impact, and ratifies its high standards of ethics, transparency and social responsibility.


On 28 October 2021, on the strength on its Support Programme for the socio-economic improvement of vulnerable families, Sogeviso won the first prize in the Large Organisation category, awarded by Club Excelencia en Gestión, as part of the IVth Awards for Good Management Practices during its XXVIII Annual Forum.


On 14 March 2023, Sogeviso was awarded the Social Inclusion seal of distinction, in the category of social and labour market integration, given by the Ministry of Inclusion, Social Security and Migrations. This seal is awarded to institutions or companies engaging in activities that help those receiving the minimum living income (ingreso mínimo vital) from the State, helping them to move from a situation of poverty and exclusion to taking a more active role in society.


On 21 November 2023, Sogeviso received a SERES award for its socially responsible housing management. Its Social Contract was recognised by the SERES Foundation as one of the corporate actions that help to improve society and to bridge the existing gap with the most disadvantaged social groups. With this distinction, Sogeviso was recognised as Spain’s first real estate company to focus on people for responsible and sustainable management of housing.


More information about Sogeviso

Fondo Social de Viviendas (Social Housing Fund)

Since 2013, the Bank has been a participant of the Convenio del Fondo Social de Viviendas (FSV), or Social Housing Fund, an initiative implemented by the government of Spain to enhance the protection of mortgage debtors. Sabadell has contributed to this initiative with 440 properties primarily aimed at customers who have had to surrender their properties to settle their debt or who have lost their properties through foreclosure proceedings since January 2008. At the request of the AEB, the Bank has renewed its commitment to the signed agreement year by year.

Current status (31/12/23) of the portfolio of 440 properties for rent under the terms of the Fondo Social de Viviendas (Social Housing Fund)

Social Housing Fund

- Information on the Fondo Social de Viviendas. (Spanish version)

- Interbank website to view and/or request available properties provided by all FSV participating banks:

- For more information: